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Loan calculator with statistics for all listings from the last past year
Here is a neat little calculator that displays a bar chart showing how listings has resulted in the past given the credit grade and the loan amount requested. The results will give a count of the total...
View ArticleHow long should I have my listing for?
While it may be true that a listing with a longer duration may receive more views or exposure, does this necessarily mean that it will receive more funding? The statistics may be surprising to you. I...
View ArticleWhich day of the week should I end my listing?
Believe it or not, picking the right day of the week may have an impact on the amount of funding for your listing because bidders may be more active on certain week days. As you might or might not...
View ArticleThe Growth Rate and Ratio of Borrowers and Lenders on Prosper.com
Here are some nice charts displaying the number or borrowers and lenders and their ratios since the inception of Prosper.com. The data is derived from the Prosper API and keeps track of the member...
View ArticleWhich day of the week are lenders most active in bidding?
To answer this question, I queried all the bids on Prosper.com from 4/2/06 – 11/3/07 and included all types of bids: withdrawn, winning, outbid, and partially participating. This should give us a good...
View ArticleWhat time of the day are lenders most active?
Using the Prosper API, I have compiled all the bid data ranging from 4/2/06 – 11/3/07 and counted the number of bids in hourly increments. All types of bids (withdrawn, winning, outbid, and partially...
View ArticleDoes the amount of content in the Description of my Listing really matter?
The answer is an unequivocal “YES!” and I have done some number crunching to prove this point. I have queried all the expired or completed listings from 2/6/06 to 11/1/07 and counted the number of...
View ArticleThe Top 1000 Words in the Description of Funded Listings vs. Non-Funded Listings
I thought it would be interesting to take a look at the word choice in the Description of funded vs. non-funded listings to see if there is anything significant. It could possibly reveal trigger words...
View ArticleDefault Rates broken down by Credit Grade and DTI Buckets
This post is in response to a post I saw in the Prosper Lender forums requesting for stats on defaults vs. DTI. To obtain this data, I have queried all the loans that have been paid in full, defaulted,...
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